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Realtor.com® has apartments and homes for rent in 54969, WI. Find your perfect place today.

Apartments for Rent in 54969, WI | Realtor.com®

Appleton

Oshkosh

Neenah

Downtown Neenah

South Commercial Street - Green Bay Road

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East Village of Fox Crossing

54956

54915

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<p>After living two years in <a href="https://www.realtor.com/realestateandhomes-search/Dallas_TX" target="_blank" rel="noreferrer noopener">Dallas</a>, <strong>Garret Johnson </strong>was offered a new job in <a href="https://www.realtor.com/realestateandhomes-search/Houston_TX" target="_blank" rel="noreferrer noopener">Houston</a>, meaning he would have to <a href="https://www.realtor.com/sell" target="_blank" rel="noreferrer noopener">sell his house</a>. He thought it would be easy—but like many sellers in the market right now, he ultimately decided to delist his place. </p>



<p>“There weren’t many buyers, just lookers, and people were biding their time waiting for better rates,” Johnson told <a href="https://www.cnbc.com/2025/07/23/institutional-landlords-see-new-competition-from-an-unexpected-source.html" target="_blank" rel="noreferrer noopener">CNBC</a>. There was "a lot of economic uncertainty in those months, March and April, that we had listed the house, so I think that played a factor as well.”&nbsp;</p>



<p>After a few months, Johnson decided to try putting his home <a href="https://www.realtor.com/rentals/" target="_blank" rel="noreferrer noopener">up for rent</a>, a decision many homeowners in his area, as well as other previously popular metros, are making. Rather than selling their home at a loss—or at least for a lot less than they think their house is worth—homeowners are dipping their toes into the rental market, much to the chagrin of institutional investors in the rental space.</p>



<h2 class="wp-block-heading" id="h-delistings-surge-nearly-50-as-sellers-quit-the-market-in-frustration">Delistings surge nearly 50% as sellers quit the market in frustration</h2>



<p>Delistings jumped <a href="https://www.realtor.com/news/trends/delistings-home-seller-june-trends-report/" target="_blank" rel="noreferrer noopener">47% nationally</a> in May from a year earlier, according to the <a href="http://realtor.com/">Realtor.com®</a> economic research team's latest <a href="https://www.realtor.com/research/June-2025-data/">monthly housing trends report</a>. Year to date, delistings are up 35% from the same period in 2024.</p>



<p>"This year’s market is a study in contrasts," says <strong>Danielle Hale</strong>, chief economist at Realtor.com. "Buyers are seeing more choices than they’ve had in years. But many sellers, anchored by peak price expectations and upheld by strong equity positions, are deciding to step back if they don’t get their number."</p>


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<p>Institutional investors with portfolios exceeding 50,000 homes remain heavily concentrated in just a handful of U.S. metros.</p>



<p>According to a <a href="https://app.parcllabs.com/articles/research/when-sellers-cant-sell-accidental-landlords-surge-in-markets-where-institutional-investors-are-most-exposed" target="_blank" rel="noreferrer noopener">Parcl Labs analysis</a>, more than a third of each company's holdings are located in six metro areas: <a href="https://www.realtor.com/realestateandhomes-search/Atlanta_GA" target="_blank" rel="noreferrer noopener">Atlanta</a>; <a href="https://www.realtor.com/realestateandhomes-search/Phoenix_AZ" target="_blank" rel="noreferrer noopener">Phoenix</a>; Houston, <a href="https://www.realtor.com/realestateandhomes-search/Tampa_FL" target="_blank" rel="noreferrer noopener">Tampa, FL</a>; <a href="https://www.realtor.com/realestateandhomes-search/Charlotte_NC" target="_blank" rel="noreferrer noopener">Charlotte, NC,</a> and Dallas. These markets have posted inventory increases of 20% or more over the past year, much of it driven by former owner-occupied homes coming to market, according to the analysis. </p>



<p>“When these home sellers cannot find buyers, they face three choices: delist and wait, cut price to find market clearing level, or convert to rental. The last option creates what Parcl Labs terms ‘accidental landlords’: Owners who enter the single-family rental market not by design, but by necessity,” wrote <strong>Jesus Leal Trujillo</strong>, principal data scientist at Parcl Labs, in the report.&nbsp;</p>



<p>"Many sellers are anchoring their asking prices to the record highs of a few years ago, when inventory was scarce and mortgage rates were far lower, but are now finding little interest from today’s more cautious buyers," adds <strong>Hannah Jones</strong>, senior economic research analyst with Realtor.com.</p>



<p>"As a result, listings are increasingly going stale, facing price cuts, or being pulled from the market entirely, with some sellers opting to rent out their homes instead."</p>



<h2 class="wp-block-heading" id="h-the-reality-of-being-a-landlord">The reality of being a landlord</h2>



<p>Jones notes that sellers in Dallas are in a “challenging position” compared with a few years ago. With for-sale inventory nearly 40% higher in the Dallas metro in June compared with one year ago, sellers need to be “flexible to attract buyer attention”.</p>



<p>Perhaps that's why, despite struggling to find a buyer for his home, Johnson had his choice of offers within a few days of listing his place for rent.</p>



<p>Unfortunately, the rent doesn’t fully cover his mortgage. In order to lower his payments to meet the rent, he’s had to recast his loan and put more equity back into the home.&nbsp;</p>



<p>Now, he told CNBC, he doesn’t expect to sell for several years.&nbsp;</p>



<p>“I’ve gotten to be creative, and hopefully the goal is, in the next few years, to start to turn a profit on the month-to-month basis of the rent versus mortgage,” he said.&nbsp;</p>



<p>Profit is the name of the game for homeowners, whether it be selling their home or renting it out.&nbsp;</p>



<p>"Unlike past housing cycles where falling prices pressured underwater homeowners to sell, today's homeowners benefit from record-high levels of home equity, so they have the flexibility to wait it out," says Realtor.com Senior Economist <strong>Jake Krimmel</strong>. "This allows many sellers to withdraw their homes from the market if their asking price isn't met."</p>



<h2 class="wp-block-heading" id="h-a-good-deal-for-renters">A good deal for renters?</h2>



<p>The aftermath of sellers switching gears from letting properties go to renting them out is two-fold. First, it severely limits the inventory available for buyers.</p>



<p>The Realtor.com <a href="https://www.realtor.com/research/2025-national-housing-forecast-midyear-update/" target="_blank" rel="noreferrer noopener">Housing Forecast Midyear Update</a> released in July provided revised projections for trends in mortgage rates, home sales, and home prices in 2025, and the fear is that home sales will fall to a new <a href="https://www.realtor.com/news/trends/housing-market-mortgage-rate-forecast-2025/" target="_blank" rel="noreferrer noopener">three-decade low </a>in 2025.</p>



<p>There was an expected bump in home sales, but that hasn’t quite happened. Even with more homes hitting the market, high mortgage rates and record prices are still keeping many buyers on the sidelines.</p>



<p>Second, while the expansion of the single-family rental market does offer them more options, renters shouldn't expect to save a ton of money.</p>



<p>“You’re not going to see big reductions in rent," <strong>Haendel St. Juste</strong>, a senior equity research analyst at Mizuho Securities, told CNBC. </p>



<p>However, with more competition, institutional investors might be forced to do away with 4% or 5% increases on your rent.</p>



<p>"Maybe it’s just 1% to 2% in some cases,” he added.</p>



<h2 class="wp-block-heading" id="h-rental-prices-today">Rental prices today</h2>



<p>Rents in the top 20 U.S. markets for single-family homes are expected to rise 0.8% this year, according to John Burns Research &amp; Consulting. That would be the slowest pace since 2011, when job losses caused by the global financial crisis made it hard to increase rent.</p>



<p>With so many young people still priced out of the market and stuck renting, investors of rental properties should be flooded with applications. And yet, with the rental supply being bolstered by home owners unwilling to settle for selling for less and renting out instead, not only only does this create more competition, but it's keeping rent prices more reasonable. </p>



<p>For instance, the number of homes for sale in Dallas and Tampa in August was 25% and 39% higher, respectively, than in August 2019. Then again, rental listings were also up significantly in both markets. </p>



<p>“Historically, when the for-sale market slows and there is lots of inventory but not much demand, you get leakage into the single-family rental industry,” <strong>Rick Palacios</strong>, director of research at John Burns Research &amp; Consulting, told the <a href="https://www.wsj.com/economy/housing/homeowners-rental-market-landlords-c2f6604f?gaa_at=eafs&amp;gaa_n=ASWzDAhl2gYUzEEEc-wTyz-aLhzLMBauMlpJseRHv2wsEM_NnDkJqvPDd9jYey2Ah20%3D&amp;gaa_ts=68dc156a&amp;gaa_sig=sV3jfbureINnfxh8QxKwfYEek455-Vh8VP0IK-RkkHSBwFiPdJHCCJvoJI0w89XtfNTBppXGHghiJZplD2-koQ%3D%3D" target="_blank" rel="noreferrer noopener">Wall Street Journal</a>.</p>






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<p>Upgrading from an <a href="https://www.realtor.com/advice/rent/las-vegas-big-city-living-affordability/" target="_blank" rel="noreferrer noopener">apartment to a house</a> with roommates can mean more space, more privacy, and even perks like a backyard or garage. </p>



<p>Beyond just paying <a href="https://www.realtor.com/rentals/" target="_blank" rel="noreferrer noopener">rent</a>, tenants may need to factor in <a href="https://www.realtor.com/news/trends/states-with-lowest-and-highest-electric-bills/" target="_blank" rel="noreferrer noopener">higher utilities</a> and other unexpected expenses.&nbsp;</p>



<p>For roommates, that makes it especially important to think carefully about how costs will be divided and how responsibilities will be shared so everyone feels the arrangement is fair.</p>



<h2 class="wp-block-heading" id="h-what-extra-costs-come-with-renting-a-house">What extra costs come with renting a house?</h2>



<p>Renting a house for the first time can feel like a step closer to homeownership—along with some of the <a href="https://www.realtor.com/advice/rent/renting-a-home-hidden-expenses/" target="_blank" rel="noreferrer noopener">hidden costs</a> that come with it. Houses are larger and usually require more upkeep than apartments, which means your monthly budget may need to stretch further than you expect.</p>


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<p>Beyond rent, some other considerations might include:</p>



<ul class="wp-block-list">
<li><strong>Lawn care and yard maintenance</strong>: Mowing, leaf cleanup, or snow removal may fall on tenants instead of a landlord.</li>



<li><strong>Trash and recycling pickup</strong>: Apartments often include this service, but with houses it’s not always bundled into rent.</li>



<li><strong>Pest control</strong>: Regular treatments may be required, especially in warmer climates or older homes.</li>



<li><strong>HOA fees</strong>: If the home is part of a homeowners association, tenants may be asked to cover monthly fees (sometimes with added rules on upkeep).</li>



<li><strong>Higher utility bills</strong>: More square footage usually means more to heat, cool, and light compared with a typical apartment.</li>
</ul>



<p>Some landlords cover a few of these expenses, but more often, they become a renter's responsibility. You should ask upfront and can even <a href="https://www.realtor.com/advice/rent/renter-renewal-negotiation-tips/" target="_blank" rel="noreferrer noopener">try negotiating</a> the details.</p>



<h2 class="wp-block-heading" id="how-to-split-rent-and-responsibilities-fairly">How to split rent and responsibilities fairly</h2>



<p>Talking about money and chores with roommates isn’t always fun, but it’s a lot easier to work things out before problems come up than to argue later. Setting clear expectations from the start (on both rent and day-to-day responsibilities) can help everyone feel the arrangement is fair.</p>



<h3 class="wp-block-heading" id="decide-how-to-divide-rent">Decide how to divide rent</h3>



<p>Some roommates prefer an even split, while others adjust based on room size and amenities. For example, the roommate with the bedroom and private en suite bath or a balcony might pay a larger share than someone with a smaller room and no sunlight.</p>



<p>Whatever method you choose, talk it through openly so no one feels shortchanged.</p>



<h3 class="wp-block-heading" id="use-apps-for-utilities-and-bills">Use apps for utilities and bills</h3>



<p>Utilities can get complicated in a bigger home. A common system is to rotate who pays each bill, then settle up with apps like Splitwise, Venmo, or Zelle. You can also use cash, but an added benefit of using an app is the digital paper trail so you know who has paid what.</p>



<h3 class="wp-block-heading" id="put-agreements-in-writing">Put agreements in writing&nbsp;</h3>



<p>It’s smart for all roommates to be on the lease whenever possible. This keeps everyone equally accountable to the landlord.</p>



<p>If that’s not an option, creating a roommate agreement is the next best thing. This document can outline how rent, utilities, chores, and shared responsibilities are divided, and what happens if someone wants to move out early.&nbsp;</p>



<h3 class="wp-block-heading" id="keep-receipts">Keep receipts</h3>



<p>Even in the best roommate situations, misunderstandings can happen. The simplest way to prevent conflict is to keep a clear record of all shared expenses and agreements. Hold on to receipts for household purchases, save digital confirmations of payments, and make note of any arrangements about how costs will be divided. </p>



<p>At the end of the day, clear communication is what keeps house-sharing smooth. By tackling costs and responsibilities openly from the start, you can enjoy the perks of renting a bigger place without the stress of constant roommate drama.</p>



<h2 class="wp-block-heading" id="what-to-do-if-a-roommate-doesnt-pay-their-share">What to do if a roommate doesn’t pay their share</h2>



<p>One of the biggest risks of renting with roommates is that if one person falls behind on payments, everyone else can be affected. Legally, most leases hold all tenants equally responsible; the landlord can pursue any or all roommates for the full amount of rent, regardless of who fell short.</p>



<p>If a roommate consistently misses their share, the first step is to address the issue directly and in writing. Sometimes it’s a short-term cashflow problem that can be resolved with clear communication. </p>



<p>In other cases, you may need to cover their portion temporarily to avoid late fees or damage to your rental history. If the problem persists, consider negotiating a formal repayment plan; or if the lease allows, finding a replacement roommate.</p>



<p>From a landlord’s perspective, late or partial rent payments are a red flag that can jeopardize your lease. Even if you’ve been paying your portion on time, the group as a whole is still in breach of the agreement.&nbsp;</p>



<p>That’s why it’s critical to protect yourself financially: Put all roommate agreements in writing. Here's where you can also clarify expectations about security deposits, and decide to maintain a backup fund among yourselves to cover unexpected gaps. </p>



<p>These steps won’t prevent every problem, but they can help limit the fallout if a roommate doesn’t hold up their end of the bargain.</p>


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